KSTP TV: When you fall behind on credit card payments

If you've fallen behind on your credit card payments, the best thing you can do is to take action and "call your credit card company today to see what they can do for you," said Shannon Doyle with LSS Financial Counseling, who appeared on KSTP TV's Money Minute. Taking action will help you get back on track and avoid collection calls, which can affect your credit score.