Debt Management Resources
LSS Financial Counseling understands that every financial situation is unique. That is why we offer a wide variety of debt and budgeting tools. Whether you want to read more about Debt Management Plans (DMP), ask a question or speak with a National Foundation for Credit Counseling (NFCC) certified LSS financial counselor, we have the right resource for you.
Debt Management Plan Fact Sheets
Websites & Articles
Does Credit Counseling Affect My Credit Score?
FICO.com
Beware of Debt Assistance Scams
Minnesota Attorney General
Video Resources
The Pros and Cons of Debt Management Plans (DMP)
Our nonprofit Debt Management Plan may lower your payments and reduce interest rates by consolidating your payments in one each month.
Debt Management Plans vs. Debt Consolidation Loans
Learn about the differences between Debt Management Plans (DMP) and debt consolidation loans.
The Differences Between Secured and Unsecured Debt
There are two types of debt: secured and unsecured. It is important to understand the differences between the two and the advantages and disadvantages of each.
Get Started Today
Our free and confidential services are available nationwide by phone or virtually. We also offer in-person appointments across Minnesota.
We have counselors who are fluent in Spanish and Hmong. In addition, American Sign Language (ASL) interpretation is available as needed.