We are a certified nonprofit financial counseling service that has been providing free, nonjudgmental support and guidance for more than 35 years, so people can work toward achieving financial wellness, developing healthy financial habits, paying off debt and more. We offer consumer credit counseling services, budget and debt management counseling, student loan debt repayment counseling, debt management plans, homeownership counseling, and foreclosure prevention counseling. Contact us today to get started or learn more.

 

Pay Off Debt with a Debt Management Plan

"LSS financial counselors helped me see that I could still live the way I wanted, but not take on debt because I'm spending money that I don't have."

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Our Services
 
Happy middle aged woman
Get Out of Debt
Develop a plan of action with our free and confidential budget and debt management counseling.
Debt Help
Three people sitting at a table
Housing Counseling
Prepare to buy a home, learn about foreclosure prevention, or get reverse mortgage counseling.
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Happy college students
Student Loan Debt Counseling
Understand your student loans, your student loan repayment options, and make a plan to get back on track.
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Faces
Financial Choice
A financial service for organizations.
Our expert financial counselors can tailor this effective financial wellness service to suit the needs of your business, organization or group.
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Man wearing tan cap and long sleeved blue patterned shirt. He smiles for the camera and leans on his elbows on a kitchen counter. He has red beard and mustache.
Debt counseling “felt like a lifeboat”
Minnesota man shares how debt management plan helped him pay off previously unaffordable debt.
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Asian woman and man meeting realtor. Man shaking realtor's hand.
How to avoid a sheriff’s sale and keep your house
Facing the possibility of foreclosure and wanting to stay in your home? It is crucial to avoid a sheriff’s sale. Here are tips to help prevent it.
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A stack of papers on a desk; the top sheet in the stack reads Public Service Loan Forgiveness Program in bold, black type and all capital letters. Also on the table are three pens, a notebook, a stack of money with a $10 bill on top, and a calculator.
Public Service Loan Forgiveness [still here, still helping]
The Public Service Loan Forgiveness program (PSLF) for federal student loans has seen changes in recent years. See if the current program is an option for you.
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