Find a Path Out of Debt with Our Nonprofit Debt Management Plan

Choosing which bills get paid this month? Dealing with credit card debt? Debt collectors won’t stop calling? Feeling stressed about money? Don't wait...take action now.

We offer nonprofit debt relief services such as a nonprofit Debt Management Plan (DMP), formerly known as a Debt Management Program, which may lower your payments and reduce interest rates by consolidating your payments into one each month. We are certified by the National Foundation for Credit Counseling (NFCC) and our financial counselors are ready to support you in achieving financial wellness!
 

What is a Debt Management Plan

A Debt Management Plan is an agreement made between you and your creditors to pay off outstanding debts. You create a plan with a financial counselor, consolidate your payments, then make one payment to us each month, and we send the funds to your creditors.

Payments for a DMP are typically lower than your current payments, and most creditors will significantly reduce interest rates and stop fees once you are on a DMP. With on-time payments, your debt will be paid off in five years or less. This timing depends on the amount of your balances.
 

A Debt Management Plan Will:

• Provide you an affordable payment plan and the simplicity of one payment.
• Typically lower your interest rates.
• Help you pay off your debt faster.
• Result in full repayment of your debts.
• Take the fear out of answering the phone and opening your mail.
• Include ongoing support from a dedicated support team and your NFCC-certified financial counselor whose goal is helping you achieve financial wellness.

Begin Your Debt Free Journey