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Phone Counseling
CALL US
888.577.2227

 Get started with online counseling and education:

Budget/Debt Counseling
Bankruptcy Pre-Filing Counseling
Bankruptcy Pre-discharge Education

For Any Questions
CONTACT US

  
LSS Financial Counseling is a service of Lutheran Social Service of Minnesota which serves all people regardless of race, color, creed, religion, national origin, sex, sexual orientation, disability or age.
LSS Financial
Counseling Service
424 West Superior St. Suite 600 Duluth, MN 55802
1-888-577-2227
 

 

 

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LSS FINANCIAL COUNSELING SERVICE
A CONSUMER CREDIT COUNSELING SERVICE PROGRAM

  
Current Clients

Welcome!
This section is for clients that already have an active LSS Financial Counseling Debt Management Plan (DMP).

Want to access your account online?
At this link you may:

  • Check the status of your DMP
  • View your statement online
  • Make corrections to your address, phone number or e-mail address

For online access to your account click here

Want to send your deposit electronically?

You Can Pay Online!

You can make your monthly DMP payment online from your checking or savings account!

You will need to have the following information available when you access Pay Online:

  1. LSS client ID number
  2. Your bank routing number
  3. Your checking or savings account number
  4. Your e-mail address on file with us

*IMPORTANT* Pay Online is NOT designed for ‘immediate’ or ‘last minute’ payments

Here’s how it works:

  • If you use Pay Online before 3pm Central time, the earliest available state date is the next business day to have funds pulled from your checking or savings account. Your guaranteed funds will be deposited into your LSS Trust Account 5 business days after your transaction start date.
  • If you use Pay Online after 3pm Central time, the earliest available start date is 2 business days to have funds pulled from your checking or savings account. Your guaranteed funds will be deposited into your LSS trust Account 5 business days after your transaction start date.
You will want to consider these timing guidelines when you decide if this is the best option to make your deposit. To avoid missing your LSS Financial Counseling Debt Management Plan due date, please make sure to give yourself adequate time when using Pay Online.

To access Pay Online click here

Need to send your deposit quickly?

You can send your deposit in the form of a money order or cashier’s check by U.S. mail to:

P.O. Box 306
Duluth, MN 55801-0306

Or via overnight delivery service to:

424 W Superior St, Suite 600
Duluth, MN 55802

For questions about your DMP account, please call our client services staff at
1-800-764-0351.