Elaina Johannessen

Program Director, LSS Financial Services

218-529-2281

Areas of Expertise
Consumer debt, personal finance, budgeting, credit improvement, use of credit, money management, debt settlement scams, consumer protection, foreclosure prevention, and student loans.

Education
Hamline University (Saint Paul, MN) with her B.A. in Latin American Studies; M.A. in Management from the College of St. Scholastica in Duluth, MN.

Professional Experience
Elaina Johannessen is the Program Director of DMP (Debt Management Plan) Operations and Support based in Duluth, MN. She began her work with LSS Financial Counseling in 2008 as a Certified Financial and Foreclosure Prevention Counselor. Since then, has led many major projects, including the Emergency Homeowner’s Loan Program (EHLP), and improved and streamlined processes within the financial counseling division. Her current role also includes social media and the Cents and Sensibility blog. Elaina is married, has two labs – Maizie and Lily – and loves karaoke and living in Duluth.